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15/08/2017

Will insurance pay claims for a landslide?

A recent incident where almost 30 families in Mosselbay had to evacuate their houses after land foundations shifted, has raised awareness about whether this type of damage is typically covered by insurance policies.

Most insurance policies provide limited or no cover for subsidence, landslip or ground heave unless it is specifically requested beforehand and the homeowner pays an additional premium for that cover. Homeowners might not have this cover in place as part of their policy and it is therefore vital that they check with their insurance broker what their policy states.

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