Your use of this web site and any dispute arising out of the web site is subject to the laws of South Africa. Any dispute arising out of the use or publication of this web site is subject to the exclusive jurisdiction of the courts of South Africa and you hereby consent to the exclusive jurisdiction of the High Court of the Republic of South Africa (WPD Division) in respect of any disputes arising in connection with this web site. 

Should you violate these Terms and Conditions or any other rights of, MJD Risk Insurance Brokers CC, we reserve the right to pursue any and all legal and equitable remedies against you. If we should fail to enforce any right or provision in these Terms and Conditions, you agree that this failure does not constitute a waiver of such right or provision or of any other rights or provisions in these Terms and Conditions. 

If a court should find that one or more rights or provisions set forth in these Terms and Conditions are invalid, you agree that the remainder of the Terms and Conditions shall be enforceable and that, to the extent permitted by law, the court shall give effect to the parties’ intentions, as reflected in any such right or provision that has been declared invalid or unenforceable.

Disclaimer

The information, content, services, products and materials published on this web site, including without limitation, text, graphics and links are provided on an “as is” basis. MJD Risk Insurance Brokers CC (MJD) makes no representations or warranties of any kind, express or implied, as to the operation of this web site or the accuracy, correctness or completeness of the information, contents, materials, or products included on this site. Without limiting the generality of the aforegoing:

• MJD does not warrant that this web site, will be error free, or will meet any particular criteria of accuracy, completeness or reliability of information, performance or quality; and
• Whilst MJD has taken reasonable measures to ensure the integrity of this web site and its contents, no warranty, whether express or implied, is given that any files, downloads or applications available via this web site are free of viruses, Trojans, bombs, time-locks or any other date or code which has the ability to corrupt or affect the operation of your system.
• The content of this web site does not constitute any form of advice, recommendation or arrangement with MJD or its associated information providers, and is not intended to be relied upon as such.

By making use of this site you indicate your knowledge of and acceptance of this disclaimer

TERMS AND CONDITIONS
By using the www.mjdbrokers.com web site, you agree to be bound by, and to comply with, these Terms and Conditions and any further Terms & Conditions that MJD Risk Insurance Brokers CC may prescribe from time to time. MJD Risk Insurance Brokers CC reserves the right to make changes to this site and these disclaimers, terms, and conditions at any time.

LIABILITY
This web site is made available for public viewing on the basis that   MJD Risk Insurance Brokers CC exclude to the extent lawfully permitted all liability whatsoever for any loss or damage howsoever arising out of use of this web site or reliance upon the content of this web site.

MJD Risk Insurance Brokers CC updates this site continuously to try and ensure that any information the site provides or refers to is correct and current. It does not accept any responsibility should any connection, reference, hyperlink or information at any time be unavailable for any reason, incorrect, or out of date. 

MJD Risk Insurance Brokers CC is not responsible in any way for any information that might be provided via, on or in any external site linked to this site or accessible through this site.

COPYRIGHT

All content included on this web site, such as text, graphics, logos, button icons, images, audio clips, databases and software, trademarks and any other intellectual property rights is the property of MJD Risk Insurance Brokers CC or its content suppliers and protected by South African and international copyright laws. Furthermore, the compilation (meaning the collection, arrangement, and assembly) of all content on this web site is the exclusive property of MJD Risk Insurance Brokers CC and protected by South African and international copyright laws.

Without derogating from the above, MJD Risk Insurance Brokers CC authorises you to view, copy and print the content of this web site, or parts thereof, provided that:

a.   Such content is used for information purposes only; 

b.  You are expressly prohibited from incorporating any of the material from this web site in any other work, publication or web site of your own or belonging to another. 

c.   Any reproduction of material from this web site or portion thereof must include this notice in its entirety.

All rights not expressly granted are reserved. All rights not expressly granted are reserved.

This e-mail, its attachments and any rights attaching hereto are, unless the context clearly indicates otherwise, the property of MJD Risk Insurance Brokers CC. It is confidential, private and intended for the addressee only.

Should you not be the addressee and receive this e-mail by mistake, kindly notify the sender, and delete this e-mail, immediately and do not disclose or use same in any manner whatsoever. Views and opinions expressed in this e-mail are those of the sender unless clearly stated as those of MJD Risk Insurance Brokers CC. MJD Risk Insurance Brokers CC accepts no liability whatsoever for any loss or damages whatsoever and howsoever incurred, or suffered, resulting, or arising, from the use of this e-mail or its attachments.

MJD Risk Insurance Brokers CC does not warrant the integrity of this e-mail nor that it is free of errors, viruses, interception or interference.

MJD Risk Insurance Brokers CC is an authorised financial services provider in terms of the Financial Advisory and Intermediary Services Act, No 37 of 2002 (FAIS).

Security Warning: Please note that this e-mail has been created in the knowledge that internet e-mail is not a 100% secure communications medium. We advise that you understand and observe this lack of security when e-mailing us.