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Proving ownership not easy

Proving ownership of household items when claiming from your insurer is not as easy as it may seem.  Often the insured has not drawn up a proper inventory of all of his or her household possessions prior to submitting a claim or even prior to the inception of cover with […]

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Insurance risks regarding fire

Over the past few weeks devastating fires have swept across areas in and around Cape Town, creating severe damage to properties. With firefighters still trying to get many of the blazes under control, people who live in the affected areas are at risk of suffering huge financial losses as the […]

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New legislation around water heating systems (Geysers)

Nobody wants to land in hot water!  The best way to avoid trouble, is to always stay on top of new developments like this: the government has passed legislation regulating the manufacturing of hot water systems (geysers). Going forward, all manufacturers have been requested to produce and supply an energy […]

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Can social media validate a claim?

Social media sites have taken over our lives. Social media has the power to unify voices, publicize important issues and inspire the world but at the same time, it comes with disciplinary, legal and reputational consequences. Emma Sadleir, Social Media Law Expert, once said digital content is dangerous content. “Even […]

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Insuring your business against cyber crime

Last month’s hack at one of SA’s largest insurers has been a wakeup call for many local businesses that have maintained a fairly relaxed approach to cybersecurity. As the biggest SA breach to date, it dominated the headlines, but the reality is that cyber security issues have been creeping up […]

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Motor Insurance Tips

Many people find the insurance aspect of securing their vehicle against theft, loss or damage overwhelming as there are so many variations of cover and costs available.  “Without the financial experience of what insurance is all about, a D-I-Y approach is challenging when trying to figure out why the quotes […]

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Motor insurance tips – how to avoid common pitfalls

There’s nothing quite like a new car to fluff out your tail feathers and put a spring in your step. As exciting as it is, your shiny new car also represents a significant financial responsibility. Insurance may feel like the last thing you want to focus on when you’re chomping […]

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