Insurance and risk in an age of Social Media

By: Christelle Colman, insurance expert at Old Mutual With over 16 million Facebook users* alone in South Africa, social interaction increasingly involves the conscious – and also unconscious – exchange of personal information online. Apart from the obvious security risks, “social media users often don’t realise that insurers also view social media platforms and posts […]

Safety tips for when you are driving

Here are some precautions for all motorists, but particularly women travelling alone, to keep in mind. These can help you to stay safe and avoid becoming a crime statistic. Vehicle maintenance Ensure that the vehicle you are travelling in is roadworthy. You do not want your vehicle to break down, especially in a deserted area […]

Protecting your Identity this Holiday Season

By: SAIA The South African Insurance Association (SAIA) encourages consumers to consider taking extra care in protecting their identity this festive season. Criminal activity tends to increase considerably over the holiday season. It is also often a time for criminals to take advantage of consumers through several cybercriminal activities, including identity theft. Online shopping offers […]

Insuring your home at market value could cost you

South African residential property prices are experiencing continued downward pressure while the average cost of building new property continues to increase year on year with rising costs of materials and labour. The 2018/ 2019 Lightstone Property Forecast showed that the market ended close to 2.9% as opposed to the forecasted 3.8% in 2018. The current […]

Dropping insurance cover is a bad business strategy

Cutting back on business insurance when times are tough can really be tempting. After all, every cent counts, especially when sales are down or clients are taking longer than usual to settle their bills. That temptation could be short-sighted and end up costing you, as the business owner, far more than what you have saved […]

Cell phone insurance: A necessity or expensive luxury?

There is nothing that quite describes the feeling of dismay you feel when you see your cell phone flying gracefully through the air towards the pavement, or when it hurtles towards the water. Your stomach lurches as you ‘take a hit’ that is going to cost you money and cause a lot of inconvenience. The […]


The ever-present warning signs of remote-jamming at shopping malls, petrol stations and roadside stalls is a constant reminder of the very real threat of crime in South Africa. Perpetrators of car break-ins are rarely caught, making it one of the most common crimes in the country.  “If you haven’t been a victim of remote jamming, […]

New AARTO bill and the potential impact on your insurance premium

In a recent turn of events, President Cyril Ramaphosa has signedthe Administrative Adjudication of Road Traffic Offences (AARTO) Bill into law. The bill proposes introduction of a demerit system for South African drivers, and it is expected to fundamentally change driving in the country. The AARTO Bill will result in the setting up of a demerit system for […]

Reckless driving can see your insurance claim rejected

Insurance won’t apply in cases of illegality and reckless behaviour The implications of driving under the influence of alcohol, without a valid driver’s licence or reckless driving can be profound– all can lead to an outright rejection of your insurance claim if there is an accident and damage or loss of property. Far worse, it […]

Good groundwork for short-term insurance

Having adequate short-term insurance cover is an important part of ensuring that your younger loved ones are well taken care of. When they leave home, preparing your older child (or perhaps a younger sibling, or friend) for the adult world ahead will help them make sensible moves towards a healthy financial future. These reminders are […]