Will insurance pay claims for a landslide?
A recent incident where almost 30 families in Mosselbay had to evacuate their houses after land foundations shifted, has raised awareness about whether this type of damage is typically covered by insurance policies. Most insurance policies provide limited or no cover for subsidence, landslip or ground heave unless it is specifically requested beforehand and the […]
How does a water-saving mindset reduce your insurance risk?
Leaks that go undetected over time, particularly in areas where dolomite is present, can cause major damage, such as sinkholes. “Insurers may repudiate claims – big or small – for any damage in this case, as repairing leaks are considered to be part of home maintenance in order to remain covered,” . “Undetected leaks anywhere […]
Vehicle insurance: Who’s the regular driver of your car and why it matters
So often vehicle insurance, life policies or even educational policies are taken out to secure our future. Yet, so many customers do not read the fine print. It is absolutely imperative that those long-paged documents are actually read and understood. It’s a situation many of us are all too familiar with. You choose to upgrade […]
Managing Insurance Costs for Young Drivers
posted 26 Jun 2017, 10:04 by Melvin Hoods It’s every young person’s dream and every parent’s nightmare – when our sons and daughters get the keys to their very first set of wheels and can officially drive themselves to where they need to go. Besides the nostalgia surrounding your child’s impending independence, there are important […]
Insurance considerations when renovating your home
Renovating a home is a big investment, both financially and emotionally. While renovations can be an exciting process it is important that homeowners do not forget about the potential insurance aspect of home renovations, and speak to their broker prior to any construction work to ensure that their policy will cover any unforeseen events. This […]
DRONE INSURANCE
Incidents involving drones can be minor, slightly humorous, or have extremely dire consequences. From a kiss-cam drone cutting off a piece of a person’s nose or a drone spying through the president’s bedroom window, to extreme cases such as an engineering drone flying into a crane operator who knocks down a portion of an under-construction […]
The dangers of distracted driving
What can happen in a second? A bullet can travel 900m, a snail can move 1cm in the rain, lightning strikes six times, a bee beats its wings 270 times, and 2 393 470 emails are sent per second. If all that can happen in a second, what can happen in the time you take […]
How to save on insurance premiums without compromising on cover
Many households are tightening their purse strings in the face of growing financial strain, and there are mounting concerns around job security as many companies and industries are downsizing. In the face of financial pressure, there’s always the temptation to cut insurance costs in a bid to save money on what many view as a […]
Drawing the line between business and personal insurance for your home-based business
For many entrepreneurs, there is often a blurring of the lines between personal and business roles and this can even extend into insurance planning. It’s important to ensure that personal and business risks are clearly ring-fenced and insured under the correct insurance policy. This becomes especially important when you look at how our work environments […]
Know your vehicle insurance
So, you know insurance is important, and that you should take out cover for your car, home and the belongings you carry around with you on a daily basis. But what cover is best suited for your car and what about your other vehicles? Find out what you need to know about the different kinds […]