MJD Risk Insurance Brokers

Short Term Insurance and Risk Management Consultants

“Partners in your Risk”

Spring into action to get risk-ready

posted 27 Sep 2017, 01:19 by Melvin Hoods Spring has sprung and with it comes the time-honoured ritual of cleaning out the cobwebs and getting ready for the warm weather.  It’s also the perfect opportunity to divert some of that energy into tidying up your home and motor insurance policies, ensuring that you have the […]

Getting value for money from your personal insurance

We all want to get the most value possible from our insurance. We to try to make sure that we get the right insurance cover for our needs while keeping our monthly premiums as affordable as possible. We need to find that sweet spot between paying too much and being over-insured, and not covering ourselves […]

How to optimise your household contents insurance cover

The biggest challenge when buying household contents insurance is to accurately value your possessions. The trick lies in finding the balance between correctly covering yourself so that you’re not underinsured, and making sure you don’t overvalue your contents and end up paying higher premiums than necessary.  Unfortunately, this isn’t as straightforward as simply going through […]

Understanding Consequential Loss

In a world that seems to constantly produce new forms of risk, it is wise for the public to rely on insurance intermediaries to benefit from their knowledge, experience and expertise, coupled with a good working relationship with one or more insurers, to prevent unpleasant surprises at the time a claim arises. Even the most […]

Vehicle alarm and central locking jamming still a major issue in South Africa

For any South African, becoming a statistic in the country’s rising vehicle jamming figures is a very real danger. Over the past three years, the country has experienced a significant amount of vehicle jamming incidents, also known as remote blocking. Vehicle jamming or remote blocking happens when criminals block a vehicle’s remote signal by simply […]

Insurance claims face rejection over expired licences

Ekurhuleni motorists, who pay thousands of rand every month in car insurance, could find their claims repudiated if they don’t have a valid driver’s licence. Hundreds of motorists in the municipal area have taken to social media to complain that many of the licence renewal centres, specifically Kempton Park, Alberton, Bedfordview, Springs, Edenvale and Etwatwa, […]

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